Financing with Our Dealership
Lunghamer Ford of Owosso takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Lunghamer Ford of Owosso Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Lunghamer Ford of Owosso can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Lunghamer Ford of Owosso
1960 E Main St
Owosso, MI 48867
- Sales: (989) 725-2888
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Financing Made Simple at Lunghamer Ford
Buying a new or used vehicle is one of the most important investments you'll make-and at Lunghamer Ford, we're here to make the financing process smooth, transparent, and tailored to you. Our experienced finance team works with over 50 of today's most trusted lenders (you'll see some of their logos below) to secure the most competitive interest rates available. Whether you're looking to lease or finance, we'll guide you through every step and help you find the best fit for your budget.
We work with all types of credit and financial situations-from perfect credit to no credit, and everything in between. Even if you're a first-time buyer or rebuilding your credit, you can trust the Lunghamer Ford finance team to advocate for you with care and professionalism.
Have questions or want to explore your options? Contact us today to learn more about current offers, lease specials, and finance packages available on new and pre-owned vehicles. Ready to get started? Fill out our secure finance application below and get pre-approved today.